Uninsured, Underinsured or Unidentified Motorist coverage

This coverage is universal across Canada. While it may be called something different, or split into two or more coverage types the principles are the same. Uninsured, underinsured or unidentified motorist coverage provides payment (the amounts vary among the provinces) if you are injured or killed through the fault of an uninsured/underinsure driver, or by an unidentified vehicle like in a hit-and-run.